Citizenship by Investment / Turkey / Route
Turkey · Investment route
Contribute USD 500,000 to a Turkish private pension system and stay in it for three years. Added to the programme in May 2022.
Last updated: 2026-10-01
Programme overviewنظرة عامة
Contributing USD 500,000 to a Turkish private pension system and remaining in it for three years qualifies you, your spouse and your children under 18 or dependent for Turkish citizenship.
This route was added on 13 May 2022 by the same Presidential Decision that raised the property threshold to USD 400,000.
What you getالمزايا
Around 6 months from application to passport on XIPHIAS files. No Turkish government source publishes an overall processing time.
Türkiye permits dual citizenship and requires no renunciation. India does not — see what this means for an Indian passport.
No prior residency requirement in Türkiye.
Visa-free or visa-on-arrival travel to 113 countries.
Family inclusion: your spouse, and children under 18 or dependent. Parents cannot be included.
Nothing to find, value, maintain or resell — administratively the simplest of the seven routes.
Türkiye is a US E-2 treaty country (in force since 18 May 1990). India is not.
Investment & costsالتكاليف
Qualifying investment
Private pension contribution (minimum)
One qualifying investment covers the principal applicant, the spouse, and children under 18 or dependent. Held in the private pension system for three years.
Figures are indicative and exclusive of professional fees. Your advisor confirms an exact, written cost breakdown for your family size.
Eligibilityالأهلية
Requirements
Be at least 18 years old.
Clean criminal record and pass thorough due diligence screenings.
No impediment on national-security or public-order grounds (Law 5901, Article 12).
Contribute at least USD 500,000 to a Turkish private pension system and remain in it for three years.
Who cannot apply
Incomplete or falsified documentation.
Unclear source of funds.
Document checklistالوثائق
Identity & Civil
- ✦Passport copies (valid ≥ 12 months)
- ✦Birth and marriage certificates
- ✦National ID / residential proof
Financial & Source of Funds
- ✦Bank statements (6–12 months)
- ✦Proof of legal source of funds
- ✦Bank reference letters
Compliance
- ✦Police clearance / Interpol certificate
- ✦Passport-size photos
Investment Proof
- ✦Private pension contract and contribution confirmation
- ✦Certificate of conformity from SEDDK
Your XIPHIAS advisor prepares a personalised document list at onboarding. The checklist above is indicative and may vary by family size.
Family scopeالأسرة
All eligible dependants can be included in one application or added after approval.
Age limits, dependency definitions, and addition fees vary by jurisdiction. Your advisor confirms exact rules at onboarding.
Risk notes
Indian citizenship ends automatically on acquiring Turkish citizenship. Read what this means for an Indian passport before committing funds.
You must remain in the private pension system for three years without a break. Exiting early breaks the qualification.
Once the foreign currency sale to the Central Bank completes it cannot be reversed or cancelled.
Compliance
Article 20(2)(f) requires a contribution of at least USD 500,000 to a private pension system, held for three years. Certifying authority: the Insurance and Private Pension Regulation and Supervision Agency (SEDDK).
This route was added by Presidential Decision 5554, effective 13 May 2022 — the same instrument that raised the property threshold to USD 400,000.
Article 20(8) allows switching between investment types to complete the three-year period.
For the property, bank deposit, government debt, fund and pension routes, the foreign currency must be sold to a Turkish bank and by that bank to the Central Bank of Türkiye before the transaction. This does not apply to the fixed capital or job creation routes.
Only US dollars, euro, pounds sterling and Swiss francs are accepted for that conversion.
The USD threshold is tested at the Central Bank effective selling rate and/or cross rate on the determination date (tespit tarihi) — not the contract date and not the application date.
Law 5901 Article 12 includes the foreign spouse, and the applicant’s and spouse’s children who are under 18 or dependent. Parents cannot be included.
The 6 month timeline shown is XIPHIAS’s own observed average. No Turkish government source publishes an overall processing time for this programme.
Start the Turkey route.
A senior advisor will confirm the exact costs, timeline and documents for your case — privately, and entirely off the record.