Malaysia

Advising UAE residents on Asia-Pacific migration from our Dubai office.

MM2H has four categories, not three

Category	Fixed deposit	Property purchase	Pass	Participation fee
Platinum	USD 1,000,000	RM2,000,000 or above	20 years	RM200,000
Gold	USD 500,000	RM1,000,000 or above	15 years	RM3,000
Silver	USD 150,000	RM600,000 or above	5 years	RM1,000
SEZ / SFZ — Forest City, Johor	USD 65,000 (ages 21–49) or USD 32,000 (50+)	In Forest City, at the price set for SEZ developments	10 years	RM1,000

Property purchase is mandatory in every federal tier, and the property cannot be sold for 10 years (upgrading to a higher-value property is allowed). Up to 50% of the fixed deposit can be withdrawn after approval to buy a residence, or for education, medical and tourism spending in Malaysia.

The minimum age is 25 (21 for SEZ/SFZ). Every tier requires 90 days a year in Malaysia, cumulatively — applicants aged 25 to 49 may meet this between principal, spouse and dependants, and there is no minimum stay from age 50. Only Platinum permits work and business. A medical check-up is mandatory, and pass validity is capped by passport expiry.

The Ministry of Tourism, Arts and Culture states the Platinum, Gold and Silver terms are accurate as of 22 July 2024; the SEZ/SFZ category was added later, and the Ministry's category pages were last updated on 10 February 2026.

Sarawak-MM2H is a different programme, and often a better one

Sarawak runs its own scheme with its own criteria, revised from 1 January 2025:

• minimum age 30
• fixed deposit RM500,000
• offshore income RM10,000 a month, or RM15,000 with a dependant
• a 5 + 5 year pass
• 30 days a year physically in Sarawak
• property purchase optional — RM600,000 in Kuching, RM500,000 elsewhere

That last point is the real differentiator: federal MM2H makes property compulsory, Sarawak does not. From 16 May 2025, personal sponsors for Sarawak-MM2H are limited to immediate family.

What MM2H is not

It is a long-stay visit pass. It does not lead to permanent residency and it does not lead to citizenship. Malaysia does not permit dual citizenship, and Malaysian citizenship under Article 19 needs ten of the previous twelve years' residence plus adequate Malay, granted at discretion.

Your Indian citizenship is entirely safe on MM2H — precisely because MM2H never becomes a citizenship. It is not a route to a Malaysian passport.

On the Premium Visa Programme

The Immigration Department's published PVIP criteria are an offshore income of RM40,000 a month, a RM1,000,000 fixed deposit, a pass of up to 20 years with no age limit, and permission to work and run a legal business. Applications go through authorised PVIP agencies. The Department does not publish PVIP's current operating status and the programme does not appear in its main visa index, so XIPHIAS confirms the position with an authorised agency before any application.

About Malaysia

It is located very close to Equator. Malaysia’s land body consists of 2 territories which is separated by the South Asian Sea by 400 miles. This amazing country invites high net worth interested individuals to obtain residence in Malaysia through its My Malaysia Second Home Visa Program.

Malaysia is known for its architectural wonders. Its capital of Kuala Lumpur houses the tallest sky scrapers in the world. Malaysia is one of the developed countries in South East Asia. Its economy witnesses a steady growth and has a backing of solid governance.

The population of Malaysia comprises of local population, Indians, Chinese, Thai and other Asians. It follows multi-ethnic culture. The country has a lot of beaches and is a hub for tourism in the south East Asia. There is a lot of water life here. Water Adventure sports are quite famous in this country. Technology and industrialization are 2 major backbones of the economy of Malaysia.

Infrastructure offered by Malaysia for local population and to conduct business is quite good. The roads and traffic policies are world class. The country boosts of more than 200 industrial parks. It is connected with other countries through airways and waterways. It has 7 airports in all.

My Malaysia Second Home Visa Program

The Government of Malaysia came up with this program My Malaysia Second Home to encourage entrepreneurs to make Malaysia their second home. The main applicant and immediate family can relocate to Malaysia with this Visa Program.

Eligibility Criteria

• You need to provide medical certificate and certificate to prove you are free from any kind of criminal activities.
• You need to provide certificates to prove relationships
• You will have to obtain Malaysia insurance

Application Process

Malaysia’s Ministry of Tourism handles the whole process

• You will have to submit your application showing your interest to obtain Malaysia residency
• Once the application is cleared, you will receive a ‘Conditional Approval’ letter from the Ministry of Tourism.
• It is mandatory for every applicant to obtain Malaysian Insurance
• You will have to obtain local medical certificate too for further clearance.

Once you have obtained all these documents, you need to submit them once again to the Ministry of Tourism and once these documents are validated, you will be granted your Malaysian Residence Visa.

Key Notes

• This is not a Permanent Residence Program
• This Visa allows multiple entry and indefinite stay in Malaysia to the time till the visa is valid.
• Its Renewable, however, it cannot be converted into any other visa program in Malaysia

XIPHIAS Immigration is set up by a group of international immigration investment specialists. We provide counseling and assistance as would be required for you to choose and relocate to any part of the world. Malaysia is one of the rare countries which is famous both for business and tourism. Extend your reach by obtaining residence in Malaysia.

Talk to an immigration consultant in Dubai

XIPHIAS Immigration has guided families abroad since 2009, and our Dubai team works with UAE residents. We were named Best Immigration Consultant by The Times of India in 2022. Our immigration consultants in Dubai will take you through the current official requirements, costs and timeline.

• Book a consultation
• Verify an immigration consultant
• Second passport for UAE residents

Sources

• Malaysia My Second Home — Ministry of Tourism, Arts and Culture (authoritative)
• Immigration Department of Malaysia
• Sarawak — Ministry of Tourism, Creative Industry and Performing Arts

Verified against government sources on 30 September 2026.